If you think that Wedding Insurance will cover break up before the actual wedding day, sorry to say NO to you.
SO, if like that, what is the cover of wedding insurance ?
Wedding Insurance is exactly what it sounds like - an insurance policy
that covers your wedding and financially protects you against misfortune
and mishap. Wedding Insurance policies are relatively inexpensive - a
basic policy costs between $125 to $500 - and can help you have peace of
mind.
The main thing is if you have to cancel because either of the
marriage partners, or a very close relative falls seriously ill (but not
if the illness was a pre-existing medical condition).
Some policies
will also cover cancellation if the bride or groom is made redundant
prior to the wedding.
The most common payout, says John Lewis, is for "supplier failure" – such as the caterers and limo companies.
The horrors you can't insure against
The cheating groom:
Hours after he tied the knot, a drunken 27-year-old groom at a wedding
in Austria slipped into the hotel's kitchen to have sex with a waitress.
According to
a report in Vorarlberg Online
in 2012, the shocked bride sought an immediate dissolution of the
marriage, but in accordance with Austrian law, was unable to split from
her new husband formally for another six months.
The wedding punch-up: In February at a wedding reception in Bradford, a 40-person fight broke out – over a pork pie.
According to reports,
punches were thrown. But speaking afterwards, the husband said: "We had
a brilliant day… you've got to expect a good punch-up at a wedding."
Jilted at the altar:
In 2011, a 32-year-old Italian groom, waiting in a church in Rome, was
sent a message via the bride's brother that she was in love with another
man.
He later sued her for €499,000 for "moral and psychological damage" – and the cost of the wedding.
WILL this be offered in Malaysia soon ???